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Level 1
Sep 20, 2019 3:08 PM UTC
Question

Phone Bill

Hello, my mobile phone carrier is Cricket Wireless, but it doesn't show up on my credit report. My payments are always on time and I would really like it to show on my credit score. Is there a way I can get my phone bill attached to my report so it effects my score?

    2 replies

    Level 15
    Sep 20, 2019 3:34 PM UTC

    There is more than one credit agency so perhaps it is showing up on one you have not checked. You can review all of your credit reports (free of charge from the link below) to check whether the company is reporting your account to any of the agencies.

     

    https://www.annualcreditreport.com/index.action

     

    If your account does not appear on any of your reports, there is really little you can do beyond appealing to the company to report your account and history of payment. 

    DoninGA
    Level 15
    Level 15
    Sep 20, 2019 3:40 PM UTC

    Utility, phone and wireless carrier payments are not normally included in a credit report.