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Mikeynbree2521
Returning Member

Paying off debt

I got an electric bill of $184 if I pay it completely off in one payment will it help my credit or make it worse??
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Paying off debt

If there is an item on your credit report you don't know about, you can dispute the item.  Or, if you think it is yours, you can ask them what it is.  

How do I dispute an error on my credit report?

https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/

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5 Replies

Paying off debt

Electric bills are not on a credit report.  Payment history with cable, cellphone, electric and gas bills generally aren't reported to credit bureaus and aren't traditionally used in credit scoring models, but they are the basis for the new FICO score

Mikeynbree2521
Returning Member

Paying off debt

How do I find out where the $184 come from then?

Paying off debt

If there is an item on your credit report you don't know about, you can dispute the item.  Or, if you think it is yours, you can ask them what it is.  

How do I dispute an error on my credit report?

https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/

Mikeynbree2521
Returning Member

Paying off debt

Perfect thank you

Paying off debt

Your welcome!

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