My credit score is 0

[D1Antwan]

When I look at my score it says 0 but I never had a credit card.

[Anonymous_ · Accepted solution]

Sign up for Turbo --> https://turbo.intuit.com/

Also, check you credit reports (free from the site below) for inaccuracies.

https://www.annualcreditreport.com/index.action

[VolvoGirl]

Then 0 makes sense.  It's based on using a credit card or borrowing.  In fact if you pay off a credit card the score goes down.