Improving credit score

[ortizmoratrixie]

I have a very low credit score but I have never had a credit card and I want to know how I can improve my credit so that I can purchase a home. I do not know if there are any secured credit cards that I can apply for even with a low score like mine. 

[CatStevens]

Hi @ortizmoratrixie! I had the same question and found these links to be helpful...

https://turbotaxcommunity.com/t5/Credit-Score/How-to-Raise-Your-Credit-Score/m-p/187#M1

https://turbotaxcommunity.com/t5/Credit-Score/How-to-Raise-Your-Credit-Score/m-p/329#M14%2Fjump-to%2...

[CatStevens]

Also, perhaps another way to improve credit score is to consolidate your CC debt into a personal loan. I know several people did this and it not only helped them get out of debt but help to improve their credit score. check it out: 

https://turbotaxcommunity.com/t5/Lower-Your-Debt/Has-anyone-ever-consolidated-credit-cards-into-a-pe...