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Level 17

How to Raise Your Credit Score


@cgmilliren wrote:

Credit scores are a joke.  Mine used to be 720 at one time and always hung around the 700 mark.  I now sit at 583 and nothing has changed in my situation...


If your credit score dropped that precipitously in a short period of time with virtually no rational explanation, then you need to inspect your credit report and inspect it carefully.

 

You could very well be a victim of some type of scam, identity theft, or simply a vendor/creditor/collector continually requesting and/or viewing your credit report. 

 

You can start here --> https://www.annualcreditreport.com/index.action

Level 17

How to Raise Your Credit Score

@Zdena You absolutely need to edit the personally identifying information (i.e., your name and address) out of your post. Thank you!

Level 2

How to Raise Your Credit Score

I would like investve in buying a home, so I would not have to worry about retirement and a place to live. Plus I would have open gloving doors for my family in crisis and need a place to stay.
Level 3

How to Raise Your Credit Score

How to raise your credit score
Level 2

How to Raise Your Credit Score

I have been struggling with this too. Turbo tax says if you pay off your card every month ,don't. Make sure there is one dollar carrying over. No more than 4 credit cards. Dont go over 30% of available credit