If you can't find a company to grant you a loan or card, start with a secured credit card or loan from your local credit union or bank.
If you have $500 to $1000, use it as collateral and go to your credit union and tell them that you want to take out a secure loan
for the amount. You can take it out for 12 months to keep your payment low. That will help boost your credit score after 6 months or so.
Then you can apply for a secured credit card after six months. It is probably easier to get a loan to start off with because you can't increase the loan, only decrease it as you pay.
I hope that helps.
