Decrease in credit score

[Bowers23]

Credit dropped 70 points and don’t see why. Wondering what is holding it back and how do I raise it?

[Anonymous]

you won't find the answer here.  this is an income tax forum   anyway, it's the 3 rating companies that compute your score based on various factors and only they know what changed to lower your score.   but here are a few of the possible reasons:

did you finance or refinance a home or vehicle 

 have you been paid late or missed a payment

did you request a credit limit increase 

your credit utilization factor has increased. it's is the amount you owe on your cards vs. your credit limit. 

did you close a credit card account

did you loose your job

[Anonymous_]

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@Bowers23 wrote:
Credit dropped 70 points and don’t see why. Wondering what is holding it back and how do I raise it?

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You should first obtain your credit reports (free of charge) from the link below and review them carefully.

https://www.annualcreditreport.com/index.action

You can check the link below for information on how to raise your credit score.

https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/improve-credit-score/

[Bowers23]

I’m Military so my pay hasn’t changed and I have no credit cards.
Have a car loan and school loan and both have been paid on time for 2 years plus on time

[Anonymous]

contact the reporting agency.  they will be the only ones to know why.  as i said this is a tax forum.  we have no access to your tax return or credit reports.  

[Alexandramartina34]

Visit [website removed] they help increase your credit score.