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Level 1
Aug 6, 2020 3:12 PM UTC
Solved

Credit

My credit score dropped TEN points yesterday. I paid my JC Penney credit card ONE day late. Is that normal?

    Level 15
    Aug 6, 2020 3:58 PM UTC

    Late payments, obviously, will hurt your credit score. Regardless, you might want to check your credit reports, which you can get free, at the site below.

     

    https://www.annualcreditreport.com/index.action

     

    You also might want to sign up for Turbo to get your credit score --> https://turbo.intuit.com/

     

    In any event, a decrease of 10 points should not present a major issue.

    2 replies

    Level 15
    Aug 6, 2020 3:58 PM UTC

    Late payments, obviously, will hurt your credit score. Regardless, you might want to check your credit reports, which you can get free, at the site below.

     

    https://www.annualcreditreport.com/index.action

     

    You also might want to sign up for Turbo to get your credit score --> https://turbo.intuit.com/

     

    In any event, a decrease of 10 points should not present a major issue.

    Seahawk190
    Level 4
    Aug 7, 2020 9:11 AM UTC

    Yes.