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How do I know that my credit score is correct and how do I improve credit? Also can I have a list of prior things that have may effected my score.
You'll need to sign in or create an account to connect with an expert.
Among the factors that can affect your credit score are:
Payment history
Credit utilization
Credit history length
Credit Mix
New credit
See https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-s...
There are several credit scoring models and you can check your score via several methods, including signing up for Turbo --> https://turbo.intuit.com/
You should also review your credit reports (free from the site below) for inaccuracies.
https://www.annualcreditreport.com/index.action
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