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Credit score

I have a garnishment coming out of my checkk  every week how long does it take to be show up on my credit score cuz that's why I'm being garnished

2 Replies
Level 15

Credit score

Why are your wages being garnished? In order to satisfy an unpaid debt, such as a credit card balance?

Opus 17
Level 15

Credit score

If you have a debt that has been unpaid for so long that your wages must be garnished, that is going to create a significant negative mark on your credit score. The garnishments may reflect on your credit report as on time payments, which will gradually improve your score over time but certainly not right away. Also, as you reduce the outstanding balance, you can expect that your credit score will gradually improve, but this will also not happen overnight.


In general, lenders report to the credit bureaus about once a month. So it may take five or six weeks for your first payment to show up in your credit report and your credit score.

*Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*
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