Credit score points

[Gimli1546]

last week I checked my score and today I checked it again and it went down by 44point. why did this happen when i haven’t done anything and haven’t  missed a single payment. Turbo will not explain to me the sudden decrease but will only display my score. 

[Anonymous_]

You should review your actual credit reports (free from the site below) for inaccuracies.

https://www.annualcreditreport.com/index.action

[Martina75]

Have you applied for credit? Or do you currently have credit cards? Using more than 30% of your total credit (raising your balance) can effect your credit score, or maybe a past due account hit your credit report. But if none of this is true, check your credit report. Your allowed 1 free credit report from all three credit bureaus in a 12 month period. Late fees, closed accounts etc., can effect your credit, or having a joint account with someone else can as well, in both a negative and positive way. 

[sunsets55]

did it fall 44 pts on all 3 bureaus?  unless creditors pulled your file and were considering opening an acct. with you.  i can't think of any other reason why your score would take a dive like that.