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Level 1
Aug 19, 2019 3:58 PM UTC
Question

What's the difference

My FICO credit score is 569 through Experian and 693 on my Turbo Tax account.  I plan on buying a car soon and I'm confused on which credit score is correct and which credit score will be used when they pull my credit report?  I understand FICO is different from Vantagescore 3.0, but which one of these will be used by the dealership?

    1 reply

    Level 15
    Aug 19, 2019 4:04 PM UTC

    FICO actually has an "auto score", but VantageScore has been used more often based upon past data. 

     

    https://www.experian.com/blogs/ask-experian/which-credit-score-is-used-for-car-loans/

     

    You can always ask the dealer which one they use.