My daughter became disabled after college, she will not be filing taxes, I have been paying on her student loan, can i claim the interest from that student loan?

[JohnW15 · Accepted solution]

You can claim your daughter's student loan interest if you're claiming her as a dependent, you're legally obligated to pay the interest, and you meet certain other requirements.

Please see the TurboTax FAQ "Can I claim my student loan?" below for additional information.

https://ttlc.intuit.com/replies/3302319

[freckles0331]

I tried to enter the interest from the 1098-E but it keeps going back to 0

[xmasbaby0]

Only the person whose name is on the student loan and who is legally obligated to pay the loan can deduct the student loan interest.  If you did not sign or co-sign for the loan you cannot deduct the interest.

You cannot deduct student loan interest if you are being claimed as someone else’s dependent, or if you are filing as married filing separately.

The student loan interest deduction can reduce your taxable income by up to $2500

There is a phaseout for the Student loan interest deduction, which means the amount you can deduct gets reduced when your modified adjusted gross income hits certain income levels and is even eliminated at certain income levels -  

• If your filing status is single, head of household, or qualifying widow(er), then the phaseout begins at $65,000 until $80,000, after which the deduction is eliminated entirely.

• If your filing status is married filing joint, then the phaseout beings at  $130,000 until $160,000, after which the deduction is eliminated entirely.