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I have not received mine either and the experts are ignoring these questions. So I have 2 theories, one- the IRS doesn't officially accept returns until the 27th so we will get them then or 2- it says it can be received in as early as an hour but typically takes 48hrs. If we don't receive it by Thursday afternoon then we probably won't until the 27th.
First your return has to be accepted by the IRS; some of loan money is available within 48 hours AFTER that
Your return is still in pending on the server because the IRS will not begin to accept/reject/process returns until January 27. Only a few returns were accepted early in a test batch. Everyone else has to wait.
https://www.irs.gov/newsroom/irs-opens-2020-filing-season-for-individual-filers-on-jan-27
So watch your emails and spam folder to make sure you know after Jan. 27 if your return was accepted or rejected.
Please read this thoroughly and click on the relevant links:
https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333#sh-collapse1
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