I'm doing the fed taxes, I entered my HSA stuff, then it aks about my spouse, then wants to know why her coverage lapsed, when it didn't. How do I fix that?

[AnnetteB · Accepted solution]

The question on the page before you see that your spouse had a “lapse” in coverage is causing the issue.

On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”.  The choices are Family, Self only, or None. 

If your spouse has been covered under your family plan, you might think you should answer Family to the question.  However, the answer should be None. 

It is referring to what type of plan your spouse held in her own name on December 1, 2016.  If she had her own separate HDHP on that date, then choose the type of plan that she had.  If instead she was covered under the plan in your name, then you should choose None.

To go back to the section of your return to answer the questions again, use the following steps:

• On the top row of the TurboTax online screen, click on Search (or for CD/downloaded TurboTax locate the search box in the upper right corner)

• This opens a box where you can type in “hsa” (be sure to enter exactly as shown here) and click the magnifying glass (or for CD/downloaded TurboTax, click Find)

• The search results will give you an option to “Jump to hsa”

• Click on the blue “Jump to hsa” link and edit your information

[dpowless517]

That question should be re worded to make it more clear.  Otherwise, thanks for the answer.