Why is it when I used the recovery rebate credited and just apply that $600 straight to taxes owed set of giving me an option I would have rather had that direct deposited into my savings to pay bills

[geneseat]

So basically is there anyway I can get the $600 stimulus check direct deposited into my savings and pay the taxes owed on April 15th

[MinhT1]

If you did not get your second stimulus and have to claim it on your 2020 tax return as a Recovery rebate credit, the amount will automatically offset your tax due. There is no way to ask the IRS to issue a direct deposit of $600 to you now and for you to pay the whole balance due on April 15th.