Tax Year Prior to 2020: If we filed with TurboTax, does the IRS have our bank information to have the stimulus direct deposited? Will we me the mailed recipients of the check?

It depends on your filing situation. If you had no TurboTax fees or paid the fees by credit or debit card up front *and* you got a refund, the IRS should have your real direct deposit info and the stimulus should go there. However, if you had fees deducted from your refund, the IRS got direct deposit info for Santa Barbara TPG instead of your bank; what will happen there is uncertain. https://www.sbtpg.com/coronavirus-stimulus-payment-info/

If you owed the IRS money for both 2018 & 2019, they may not have your direct deposit info at all. However, the IRS plans on creating a special portal where taxpayers can provide direct deposit info and avoid paper check delays. https://www.irs.gov/newsroom/economic-impact-payments-what-you-need-to-know (This will also apply if SBTPG doesn't forward stimulus checks and the IRS sends them paper checks.)

If you had your filing fee taken from your return the IRS does have your personal banking information. Turbo tax takes their fees from the front end. I got this information from a Turbotax agent. 

I paid Turbo Tax fees using my federal refund. However, when I review my tax return, the tax form has my bank routing and account number. Does this mean the IRS has my information?

“I am still confused by your site. If we got direct deposit, but fees were taken out through sbtpg will we get direct deposit to our bank? Or will the funds still go through sbtpg before hitting our bank?” Is what I asked SBTPG

This screen shot is from a link someone else shared. I will post it below. But if it is correct the people whose money was direct deposited through Santa Barbara Bank the IRS DOES have your direct deposit information. However if you had a check mailed to you or a debit card issued by Santa Barbara bank they DO NOT have your information and would be mailing a check. At least that is how I read this. 

https://www.sbtpg.com/coronavirus-stimulus-payment-info/

I looked on my 2019 return that was filed to the IRS. It is indeed my own personal bank information. I feel co fident the IRS has the information. And yes, I opted to have fees paid via refund. 

Alright guys I've been pulling my hair out over this and have spoken with 3 different turbo tax reps. It does not matter whether you had your fees taken by Santa Barbara or not. There is no third party involving stimulus. ONLY thing that matters is whether or not your banking info was included on your return. Check your return forms and look for your banking info. If it's there then you're good to go. If not then use the new portal or wait for paper checks. That's because there were 2 different deposits made from the IRS. One to Santa Barbara for your fees and the other to your bank. One went left and the other went right. Here's a very simplified answer from turbo themselves...

I Have Already Filed My 2019 or 2018 Tax Return

You **bleep**er's! And you want me to pay the bill?! Your **bleep**ing crazy! I'm doing all the work for you.

The best thing to do, would be to look at your finalized 1040 form, as this is what was sent to the IRS. If your bank acct/routing numbers match, then the IRS has this info and will send to you via direct deposit. Most folks don't look at their 1040 after filing and just forget about them, but in this case... Download a copy of your tax return and check your acct. info. I've attached a copy for reference. If your bank matches lines 21b &21d, then you should be good, as this is what the IRS has. The SBTPG is done on the local level as far as intercepting returns to take fees (essentially, the front end), I believe, so there should be no issues regarding what info the IRS has. Hope this helps. Have a blessed Easter! 

I did a lot of research and I hope this helps: 

Everyone is concerned by the post from SBBT that states they have no affiliation with direct deposit of irs payments nor would any stimulus payments be issued to cards they themselves issued. From what I gather, these statements do not effect the turbo card/ green dot service many used this year, which includes those who opted for refund advances. None of these were issued by Santa Barbara Bank and Trust. SBBT is used by TurboTax, FreeTax USA, and other tax services to collect fees only (such as filing fees, add on services, etc...)  In other words, they are the bank that Turbo tax etc uses for themselves, not the consumer. According to the tax return paperwork, this is how our actual payment received breaks down:

“We're going to disclose the tax information described from your 2019 tax return to First Century Bank (the lender), BorrowWorks (the lender service provider) and Green Dot Bank (the issuer of the card) to process your Refund Advance loan, administer and communicate with you regarding the loan program, and to issue and manage a Turbo® Visa® Debit Card account for you.”

So the IRS has the Green Dot Bank on file, with an actual routing number and account number. Hence the reason it can be used for social security payments and direct deposit from an employer. This SHOULD mean the IRS will directly deposit via these means. However only time will actually tell...