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Ask your bank. Or ask the bank how to add your spouse to the account.
Yes, as long as you and/or your spouse is the owner of the account. You can direct your refund to any of your checking or savings accounts, but you cannot direct your refund to someone else’s account, except for your spouse’s account, if this is a joint refund. No more than three electronic refunds can be directly deposited into a single financial account or pre-paid debit card. Taxpayers who exceed the limit will receive an IRS notice and a paper refund.
Please see the following: Frequently Asked Questions about Splitting Federal Income Tax Refunds | Internal Revenue Service (ir...
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