Once my file has been accepted how long does it take to receive the money in my bank account?

[mesquitebean]

The IRS  says 9 out of 10 filers who efile and choose direct deposit will get their refunds within 21 days.

However,  if you have EIC (earned income credit, aka EITC) or ACTC (additional child tax credit), the IRS will start processing them on Jan. 29, but will not start releasing those refunds until February 15.  That means people with those types of credits may not start receiving their refunds until around February 27.

If you chose the option to pay fees out of your Federal refund, then your funds go first to an intermediary bank where the fees are subtracted.  Then that bank sends the rest to your bank account in a second direct deposit.

You'll be able to monitor the status of your Federal refund at this IRS page below, once it has been accepted.  It may take up to 24 hours after acceptance to show up there.

http://www.irs.gov/Refunds

To track a state refund:
https://ttlc.intuit.com/questions/1899433-how-do-i-track-my-state-refund