Lost Tax Return

[jessicalpaxton]

What happens if your tax return is accidentally sent to someone else's bank account? After reviewing my 1040 and OR-40-N forms I've realized that my rooting and account number is incorrect on one of them therefore most likely sent to that account. Unable to get a hold of a representative from IRS or TurboTax. 

[xmasbaby0]

Did you choose to have your TurboTax fees deducted from your federal refund?   If so then the banking information you are seeing is the information for the third party bank that will get your refund and then send you the rest after the IRS issues it.

If you entered incorrect banking information:

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-an...

[NCperson]

call the Bank!

if you used the incorrect banking number, it is possible that the Bank simply sent the payment back to the IRS.  You don't state whether you were a digit off or not on the account number, but for many banks the last digit of the account number is a 'check digit' - unless all the other numbers are correct, the algorithm won't match that last digit, which makes it unlikely for a check to be deposited into the incorrecft account, even if only 1 digit off from your's.