Is turbo tax doing an anticipation refund loan in december

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The Advance has never been offered in December. Only after January 1 and just when you are ready to file. And only if they offered it to you. You can't self select it. Then you don't get it until AFTER your efile is Accepted by the IRS.

https://turbotax.intuit.com/refund-advance/

It says......after IRS acceptance.

And see this FAQ

https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333

REFUND OF all NY STATE AND CITY TAXES WITHHELD - DO I NEED TO ATTACH OR HAVE COMPLETED FEDERAL AND/OR WORK/RESIDENCE STATE RETURNS TO NY RETURN THAT IS REQUESTING THE REFUND?

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