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If you have already e-filed your taxes and they have been accepted, then yes, it is too late. If you have recently e-filed your return and it is in pending status, wait until it's either accepted or rejected.
If you have not e-filed your tax return yet, please follow the instructions below, on how to edit your direct deposit information:
Please sign-in to your TurboTax Online Account and then:
For additional information on direct deposit please see the following TurboTax FAQ: https://ttlc.intuit.com/replies/3302459
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