I waited 21 days for my refund, on the 21st day I called IRS, I was informed I had to send in my 1095a with 8962 form, i faxed it on April 5th, on April 17th I called and was told they had recieved it to allow 6 to 8 weeks processing time. On 4/26 tax topic 152 was added on wmr.Next day 4/27 i had 2 bars and a refund date of 5/1. So i would say 4 weeks is average time from start to finish.