"Have you ever pulled cash out from this loan when refinancing it?" I did not do a cash out loan, but I did end up with $1400 at the end. Is that "pulling cash out"?

[ThomasM125]

It depends on where the cash came from. If it represents a refund of closing costs, escrow monies, or similar things that are unrelated to the loan then that would not represent pulling cash out. If you borrowed money and after paying all expenses you had some left over, then that would represent pulling cash out.

[samk15]

Thanks. Basically, they raised my loan by around $10k to cover the closing costs (because the total wasn't fully determined until closing), and it turned out I had $1400 extra or so (or maybe it was $1250). Regardless, I'm still not sure what that falls under.

[ReneeM7122]

This is what is referred to as a cash out refinance.  
Here is a thread with information that should be helpful to you.

Closing costs for the refinance

Unfortunately, the closing costs for the refinance cannot be claimed.  They are not tax deductible but may increase the cost basis of your home, which can benefit you in the future if you sell your home. 

However, you can deduct the below even if rolled into the loan:

For a new loan or refinance, mortgage interest paid (including origination fee or "points"), real estate taxes, and private mortgage insurance (subject to limits) are deductible.

On a refinance, you may need to amortize an origination fee (if paid) over the life of the loan. TurboTax will walk you through this process.

Enter the above expenses in the following areas:

1.   Mortgage interest paid: Federal Taxes>Deductions &Credits> Your Home, select Mortgage Interest, Refinancing, and Insurance

 2.   Points (or Loan Origination Fee): Federal Taxes>Deductions &Credits> Your Home, select Mortgage Interest and Refinancing, and Insurance- (See Did you pay points in 2016 when you took out the loan?) page

 3.   Real Estate Taxes: Federal Taxes>Deductions &Credits> Your Home>Property Taxes

 4.   Mortgage Insurance: Federal Taxes>Deductions &Credits> Your Home> Mortgage Interest, Refinancing, and Insurance

@samk15