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Level 2
April 6, 2020
Question

Got a check when I selected direct deposit

  • April 6, 2020
  • 5 replies
  • 42 views

When I submitted my taxes this year I selected direct deposit for the refund but I was sent a paper check instead.  Is there a reason I would get a check instead of the refund being directly deposited?  All other years the refunds have been put directly into my bank account.  Will this happen with my stimulus check too?

    5 replies

    Level 10
    April 7, 2020

    Generally speaking, the IRS will change the payment from Direct Deposit to mail a check if there is a problem with the bank account and they are unable to make the payment. 

     

    Problems with the bank include a bank account with someone else's name on it, the wrong account or routing number, or some other reason the funds cannot be deposited.

     

    I do not know what the IRS will do with your stimulus payment, but it seems likely that they will mail you a check.

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    Level 2
    April 7, 2020

    Do you know if there is a limit on the amount that can be direct deposited?  I think that may have been the issue here since all the banking info was correct.

    CatinaT1
    Level 15
    April 7, 2020

    That would be a question for your bank.

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