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Best answer by michellehomebiz

Your name will need to be on your bank account in order to receive your refund there.

You can have a check mailed to you from the IRS.

If you're getting a refund, but have no bank account in which to direct-deposit it, you can:

  1. Deposit to an existing prepaid card. You'll need the routing and account number, which you can get by calling the prepaid card's customer service number.
  2. Open a bank account tomorrow. Once you've opened your account, come back to TurboTax to enter your bank account information, and then e-file to get your refund as quickly as possible.
  3. Opt for a check refund. Please allow 4–6 weeks for delivery for IRS checks.
  • Note: Some state tax departments don't offer check refunds.

You can also:

Not that there's anything wrong with getting a check refund; the IRS issues millions of check refunds every year.


8 replies

Level 8
June 1, 2019
Why can't you? are you saying you do not have a bank account?
Level 2
June 1, 2019
Yes and for some reason I was denied the prepaid card.... My boyfriend has an account but I'm not on it can it be sent to his
Level 8
June 1, 2019
Below are some options for you.
Level 2
June 1, 2019
Ok I have an existing prepaid card which I use for paying bills but on my returns there is no option for that
Level 8
June 1, 2019
Maybe call the number on the back and see if you can add money, as in your tax refund deposit to that.  That would be perfect!
Level 2
June 1, 2019
It says I can when I call but while I'm filing it does not give me an option to put my refund on this card
Level 8
June 1, 2019
Maybe going to your local bank in the morning and opening a free checking account would be best for you.
Level 8
June 1, 2019

Your name will need to be on your bank account in order to receive your refund there.

You can have a check mailed to you from the IRS.

If you're getting a refund, but have no bank account in which to direct-deposit it, you can:

  1. Deposit to an existing prepaid card. You'll need the routing and account number, which you can get by calling the prepaid card's customer service number.
  2. Open a bank account tomorrow. Once you've opened your account, come back to TurboTax to enter your bank account information, and then e-file to get your refund as quickly as possible.
  3. Opt for a check refund. Please allow 4–6 weeks for delivery for IRS checks.
  • Note: Some state tax departments don't offer check refunds.

You can also:

Not that there's anything wrong with getting a check refund; the IRS issues millions of check refunds every year.