You can have your refund deposited to any account as long as it is a qualified account. Qualified accounts include savings, checking, share draft or consumer
asset accounts (for example, IRA or money market accounts). Taxpayers
should not request a deposit of their refund to an account that is not
in their own name (such as their tax preparer’s own account). The
taxpayer may not designate refunds for Direct Deposit to credit card
accounts. Qualified accounts are accounts held by financial institutions
within the United States and established primarily for personal, family
or household purposes. Qualifying institutions may be national banks,
state banks (including the District of Columbia and political
sub-divisions of the 50 states), savings and loan associations, mutual
savings banks and credit unions.
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