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Level 2
May 20, 2022 1:51 AM UTC
Question

1095-a

I did NOT have marketplace insurance at all in 2021. I was covered by MediCAL for the first half of the year, and then on my employer's insurance for the rest of the year. I selected NO when I was asked about 1095-A. After I filed, and my return was accepted, several weeks later I received notice from IRS saying that their records indicate I had Marketplace coverage and I need to file a 1095-A. I do not have this paperwork. I only have 1095-B and 1095-C. Why does IRS think I have a 1095-a?

4 replies

Level 8
May 20, 2022 2:01 PM UTC

No one can speak for the IRS. You will have to contact them to find out why. You can return the notice or try them by phone.

Critter-3
Level 15
May 20, 2022 2:26 PM UTC

MediCal  IS an  ACA insurance plan ... contact them to get the 1095-A form you need :  www.healthcare.gov

Level 2
May 20, 2022 2:31 PM UTC

You are incorrect. MediCAL is the state's version of MediCAID; it is NOT purchased through the marketplace, rather it is given freely to those who are jobless/have no income. Seeing as how I was on Unemployment after being laid off during the pandemic, I qualified for the free state Healthcare insurance, i.e., MediCAL/MediCAID. It is a 1095-B form that you get with this type of coverage, NOT a 1095-a