I know a down payment for a house in Colorado is $10k and you can save up $10k for 2.5 years fast .. If you set aside $300/500 a week or a month.. For a condo its $5k .. You have to cut down like Comcast, ..etc to make improvements to saving.
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No, but if have hospital bills on your credit report its illegal to be on your report. Especially, if no one tried to get in contact with you. Any debt on your credit report os often to be illegal.
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Have you tried annualcreditreport.com and screenshot your debt collectors and send them a letter to Equifax, TransUnion & Experian? I have the information to provide the help.
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