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Hi, My wife and I are first time home buyers and we took out money (contributions & some earnings) from our Roth IRAs for a down payment shortly before we were scheduled to close escrow. There were some probate issues with the title that we have been... read more
mikeyb123 ‎Posted yesterday
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I know this has been discussed but all the situations I read are all a little different, so U just wanted to ask. We are purchasing my parents second home. Payoff is around 155 to them, its valued in the mid 200's. We wanted to use the gift of equity... read more
Shaff79 ‎Posted 2 weeks ago | Latest post a week ago by Opus 17
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I own a condo in NYC. I believe this is considered real property since it is not a coop (I have a mortgage and pay property taxes directly). I converted this over to rental property last year and TT is asking for the Land Value. The Notice of Propert... read more
evgirl ‎Posted 2 weeks ago | Latest post 2 weeks ago by HACKITOFF
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ditech went bankrupt and need my 1098 from 2018. how can I get a new one issued if the website no longer exists
nt2smrt ‎Posted September 14, 2020 | Latest post September 25, 2020 by xmasbaby0
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My husband and I recently purchased a second home and will continue to maintain our primary residence a few hours away. We only put 10% down on the house and, accordingly, our mortgage stipulates the home cannot be a rental/investment property.Under ... read more
kimbynj ‎Posted September 15, 2020 | Latest post September 16, 2020 by Opus 17
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I have a single family home in Illinois (owned for 17 years) and an apartment in Colorado (temp work assignment). I am going through a refinance on the house in Illinois and the mortgage company wants to change my primary residence to Colorado. Will ... read more
langfamilyillinois ‎Posted August 26, 2020 | Latest post September 9, 2020 by langfamilyillinois
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This is more out of an abundance of caution. My elderly father, who isn’t doing too well healthwise, is going to refinance his house soon (30yr fixed conventional - house is in California), and then gift it to me. I understand that lenders stand to l... read more
js1_ ‎Posted September 8, 2020 | Latest post September 8, 2020 by Opus 17
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My fiancé and I just bought a house and we are trying to prepare for next years taxes and benefits for home ownership. We both own the house and pay the mortgage 50/50. Do we each need to be prepared to show our payments specifically from each of our... read more
Soprano1016 ‎Posted August 24, 2020 | Latest post August 25, 2020 by Opus 17
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Where should your credit be before getting a home loan? 
Bryan ‎Posted August 22, 2020 | Latest post August 23, 2020 by bluedeb
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how can get back to up date it 
greenbaypackes ‎Posted August 15, 2020 | Latest post August 15, 2020 by DoninGA
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Making a withdrawal from the 401k as a down payment will I be taxed on the amount I withdraw
Mht1939 ‎Posted August 6, 2020 | Latest post August 6, 2020 by VolvoGirl
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Hi all! In a situation where I'm purchasing a house where the seller will need to remain in the house for bout 90 days after closing. My question is this, I will have a conventional loan yet I've seen articles suggesting leasebacks over 60 days will ... read more
Jkolisca ‎Posted August 2, 2020 | Latest post August 5, 2020 by Opus 17
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Should I pay off my home or refinance at a lower rate when I retire at age 63 ?
Soap ‎Posted July 21, 2020 | Latest post August 1, 2020 by Opus 17
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In 2019 we used $9,050 to remodel/repair bedroom/bathroom. Where is this entered?
HypnoKaye0525 ‎Posted July 31, 2020 | Latest post August 1, 2020 by macuser_22
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I will be making an early withdrawal of $10,000 from my Roth IRA, which was opened in 2008 for a newly built construction home. However, the home won’t be built until Feb 2021. Along the way, I will be adding upgrades to the home where I will have to... read more
Todiep83 ‎Posted July 17, 2020 | Latest post July 31, 2020 by Opus 17
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