Hi,
I am considering topping up my RRSP this year to my Contribution Room limit. However, it is likely that I will leave Canada in the next year or two and want to withdraw my RRSP if I do. If I contribute $20k now for 2020, will that be subject to withholding tax if/when I withdraw the RRSP, or will that be tracked separately since those are not tax deferred funds I am putting in? Thanks!