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Ok ... a separate bank account and CC from the regular personal account is highly recommended and it only takes a couple of minutes to apply for an EIN on the IRS website and it is free ... so you could open a business account the same day. Get the EIN even if you do not get a separate business account ... this will keep things separate and it is easier to defend in case of an audit... https://www.irs.gov/businesses/small-businesses-self-employed/how-to-apply-for-an-ein
Appreciate it!!
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