Here's how it works:
If you filed a 2018 and/or 2019 return with the IRS, and at least one of those returns had a refund which was direct-deposited, the IRS will deposit your stimulus payment into that account (if it's closed, you'll get a check instead.)
If you filed a 2018 and/or 2019 return and neither one had a refund coming, the IRS will mail you a stimulus check. The same holds true if these returns had a refund which was sent as a check.
In other words, if you requested a direct-deposited refund on at least one return in the past two years – 2018 or 2019 – your stimulus will be direct-deposited into that account (assuming it's still valid), and if not, you'll get a check. This cannot be changed.
Select https://www.irs.gov/coronavirus/economic-impact-payments and select the get my payment option to review your refund status. if you filed a 2018 return, you should have a refund coming by check or direct deposit if your banking information was included in your 2018 return.
**Mark the post that answers your question by clicking on "Mark as Best Answer"