I am a veterinarian (so some risk of being sued). I have picked up shifts at various clinics for a year, but will soon go to full time gig work. I will be working at clinics that I already have been doing 1099 work for, and would have to redo all of my contracts if I formed an LLC. I also do not currently have separate business and personal accounts. Should I
1. Form an LLC, open a business bank account, and redo all my contracts and direct deposits OR
2. Remain a sole proprietor. If so, is there any point opening a separate business bank account?