For the 8 months that you had no insurance, leave all columns A-C blank; delete any zeros there. You should only have entries in columns A-C only on the 4 months/lines you had the marketplace policy.
For any month you have an amount in column A, you have to have a positive amount in column B, and any amount (including $0) in column C. If there is no amount (or $0) in column A, leave all columns blank for that line.
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