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Use the last name that is on file with the SS Office, that is where the IRS & State get information. Your return will be rejected if you put your wife's married name.
the name she has with the Social Security Adm. No, it's not automatic. SSA is not informed of the marriage. she has to go to a SSA office.
https://www.ssa.gov/pubs/EN-05-10513.pdf
from 1040 instructions
Name Change
If you changed your name because of
marriage, divorce, etc., be sure to report
the change to the Social Security Administration
(SSA) before filing your return.
This prevents delays in processing
your return and issuing refunds. It also
safeguards your future social security
benefits.
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