Exempt from Obamacare while working overseas

[markchilver]

My Daughter has dual Citizenship both US and Australian, she is in Australia right now, therefor she does not need health Insurance in the US, she will not return until February 20th, while she is in Australia she is covered by the Australian social Health care, what form does she need to fill out to be exempt from an Obamacare fine while she is gone?

[Critter]

https://www.healthcare.gov/exemptions-tool/#/results/2015/details/resident-alien

[TaxGuyBill]

So if she is NOT outside of the United States for 330 days in a 12 month period, she is not exempt from the penalty.

[californiasteven]

I don't see the problem with just saying she had health care for the two months she was in Australia.  It's true right?

[TaxGuyBill]

She needs to have "Minimum Essential Coverage".  Almost all foreign insurance does NOT qualify.

[californiasteven]

Wow!  I am shocked!  I was under the impression that Canadians, Australians, etc. had good health coverage.  Now you are saying it is less than the minimum the ACA requires?

[TaxGuyBill]

The way the ACA defines things, Individual policies are limited to US based policies, unless the foreign insurance has gone through a special application process (VERY few have).

Also, the ACA has strict definitions for what is required.  In many cases, other insurance may be BETTER in many ways, but may be missing one key element.

[californiasteven]

Thanks Bill.  So much to learn.

[moxiewhiskas2017]

Seems to be a glitch in the mac version of Turbo Tax Deluxe 2017 (for 2016 tax year). The app doesn't recognize exemption even though the right boxes were checked for bona fide foreign resident and the 330 day spent abroad for all 12 month. Penalty still applied. Pls help!

[Critter]

Contact TurboTax support and speak directly with a TurboTax support agent concerning this situation.
See this TurboTax support FAQ for a contact link and hours of operation -<a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/questions/1899263-what-is-the-turbotax-phone-number">https://ttlc.intuit.com...>