I had insurance since I came here in April. No insurance for the first 3 months of the year as I was living overseas. My husband has not lived in the States yet since he became US permanent resident. I don't think we should get this health insurance penalty.
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There are exemptions to the health care pentaly:
For more detailed information, see https://www.healthcare.gov/health-coverage-exemptions/exemptions-from-the-fee/
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