Dual citizen living and married in UK

[Catcann14]

Hi, 

Im an American and British citizen. I am a house wife and make no income, however my husband and I have a joint account. 
do I have to still file taxes to the US and declare my account? I’m reading online I have to file an FBAR? 
im just a stay at home mother, do I really have to file taxes to the US? 

[pk · Accepted solution]

@Catcann14 , generally 

(a) US does not recognize  any effects of dual citizenship i.e.  US will treat  a US  person ( citizen/GreenCard/ Resident for Tax purposes ) as a US person ONLY ( for tax purposes ).

(b)  In your specific case since ONLY you are a US person  ( assuming that your spouse is not a US person ),   you are  subject to FBAR, FATCA regs in addition to usual  Tax filing requirements.  Your should have none.  Thus  any joint accounts  ( i.e. accounts  jointly owned / operated or  with signature authority over ) come under  FBAR / FATCA regs.  Note that unless the ownership percentage is declared, it is assumed  as total ownership.

Does this help ?  Is there more I can do for you ?