I filed and opted to do the refund advance loan which ultimately meant my entire refund would be deposited into my newly opened Credit Karma Money Spend account and not just the advanced portion of my return. I am fine with this however I was wondering if MVB bank will release and make available the funds deposited to me via ACH from the IRS or federal reserve, like for example, Varo Bank instantly releases deposits, either direct or ACH as soon as their institution is made aware of the funds, even if the ACH is still processing or in transmission, so there typically isn't a 2-4 day processing time when receiving funds in a varo bank account, Is MVB bank the same or will I have to wait for the ACH to clear befor my funds are made available, and in either scenario be it they do release or don't, do they happen too do so on a Saturday or Sunday by any chance. I also was wondering when or how I am to recieve my referral bonus as I referred customers who filed with TT via my referral link and nothing, they didn't get the 20percent discount and I've not seen the 25 referral card. Thank yoy and God bless. Oh my DDD says befor 2/25