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Do I need to file if my husband and I don't work but received marketplace insurance that we have never used

 
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2 Replies

Do I need to file if my husband and I don't work but received marketplace insurance that we have never used

I would think so if you received a 1095-A because they want to ensure you qualify for the amount of advance premium tax credit you received (if any). I'm not a tax professional so research it for yourself.

 

TurboTax's handling of 1095-A is really awful, unfortunately, if you did not receive the advance premium tax credit. If you did then hopefully it will work well for you.

 

PTC info

https://www.irs.gov/affordable-care-act/individuals-and-families/the-premium-tax-credit-the-basics

 

See instructions for form 8962 and form 1095-A

https://www.irs.gov/forms-pubs/about-form-8962

https://www.irs.gov/forms-pubs/about-form-1095-a

 

DawnC
Expert Alumni

Do I need to file if my husband and I don't work but received marketplace insurance that we have never used

If you have Obamacare, you should have received a form 1095-A and that tax form must be filed if there are amounts in Column C.   See Do I have to file a tax return this year?   See the other reasons to file underneath the chart.    If there are no amounts in column C, you do not have to file a return.   

 

Find your 1095-A

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