Can I deduct my health insurance premiums if I'm unemployed? I purchased health insurance for my family directly from an insurance company(not from marketplace)，monthly paid.please step by step.thanks for help.

[Bsch4477]

Health insurance premiums are an itemized deduction. If you have no income you would not have to file a return in any event. 

[Jeff95]

Thanks ,I have some investment gains.

So want to know if I am eligible to claim the deduct of my health insurance premiums by itemized deductions.

In The Medical Expenses.

I filled the premiums mumber of the  2021 In the blank of Medical insurance premiums .

Is it correct?

Please take a look of the photo. Thank you.

[Bsch4477 · Accepted solution]

Yes. But while you can deduct medical insurance premiums you must itemize and you can only deduct an amount of total medical expenses greater than 7.5 percent of your AGI. Often the standard deduction is greater than your itemized deductions. 

[Jeff95]

Thank you.