You as the employer are required to match each employee's salary reduction contribution up to 3% of the employee's wages. You can make employer contributions instead and then you don't need to abide by the 3% rule. Here is what is says in an IRS article: SIMPLE IRA contributions
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You enter the SIMPLE IRA contribution in TurboTax in the business section on the screen that says Let's gather your business info, choose the Self-employed Retirement entry:
![](https://lithium-response-prod.s3.us-west-2.amazonaws.com/turbotax.response.lithium.com/RESPONSEIMAGE/a3b40966-2340-416d-9372-0d80c75e7532.default.png)
![](https://lithium-response-prod.s3.us-west-2.amazonaws.com/turbotax.response.lithium.com/RESPONSEIMAGE/2bb9075f-6413-4288-849c-abf50ce0a505.default.png)
Later, you will come to a screen where you can enter your SIMPLE IRA contribution:
![](https://lithium-response-prod.s3.us-west-2.amazonaws.com/turbotax.response.lithium.com/RESPONSEIMAGE/0e421a48-628f-470f-a2df-699086df3e7b.default.png)
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