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Calculate Adjusted Gross income for Roth IRA qualification

Hello,

 

So my W-2 wage is 126129.77 and have an RSU. Box 14 says 6137.67 RSU Vest, and 1347.78 VPDI. 

 

I'm told to qualify for Roth IRA as a single person 146,000 and RSU stock that vests counts towards my gross income(Even if you don't sell yet), along with personal stock sales/gains (i.e. 1099-Div, 1099-Int, 1099-B).

 

So my W-2 wage is 126129.77 and have an RSU. Box 14 says 6137.67 RSU Vest, and 1347.78 VPDI. The total 126129.77+6137.67 is 132267.44 meaning I would have qualified for Roth IRA in 2023. However, if I had sold any personal stock that would've counted as additional income and could put me over the edge. Is my understanding correct? Is it better to just stick with Traditional IRA if I'm unsure what my gross income is going to be at the end of the year?

 

Thanks for the help 

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