Are Hurricane losses added to the standard deduction?

[jc_penny]

I got a new roof on my house thanks to Hurricane Sally.  The deductible was about $7000 for a net out-of-pocket.  I do not have enough other costs to itemize so TT assigns the standard deduction.  But TT then adds the loss from a Qualified Disaster on top of that resulting line 12 of Form 1040 including the standard deduction plus the loss.  Is this correct?  Seems weird.

[MayaD · Accepted solution]

Yes, that's correct.

As part of tax reform relief for those affected by natural disasters, you can now deduct your total loss (minus $500 and any amount covered by insurance) along with your usual Standard Deduction

[jc_penny]

Lucky me....  I was just going to ignore Schedule A inputs but my state (Alabama) doesn't have as big a standard deduction as the Federal law so I was filling in the blanks and then, "SHAZAM!"

I love Turbo Tax!