I received a 1099-C for a timeshare property that was foreclosed. It was me and another person on there jointly. Only my ssn shows but the other persons name is there. In Box 2 it says $0.00 amount of debt discharged. But the fair market value is $17,110.65. Do I have to pay income tax on the $17,110.65? Or how to file this? I’m married filing separately.