Traditional IRA contribution

[schellkm]

My company started offering a retirement account in November. Prior to that, I was contributing to a traditional IRA. The TurboTax program won't deduct my IRA contribution for the year stating that it can't be deducted if your employer offers a retirement program, however, they did not have one when I was contributing. Any advice on how to fix this?

[MinhT1 · Accepted solution]

If you are covered by a retirement plan at work (even for one month in the year), you are considered and covered. Unfortunately, this is how the tax code works.

As a covered individual, your IRA deduction may be limited or completely eliminated depending on your modified AGI in 2019.

Please read this IRS article for more information.