As a TT user for over 20 years, I have never seen the mortgage interest deduction not functioning properly. Our AGI is <$200K. I always look to see the "Federal Refund" amount jump up once I enter in the interest amount on our mortgage - until this year! I entered in the interest from my 1098 ($11,750) and the "Federal Refund" amount only moved from $145 to $468! So to test this further, I incremented the interest amount by $10,000 to $21,750. The "Federal Refund" amount jumped from $468 to $2,868!! Why is this appearing not to work for me with our mortgage interest?