On form 8889, why is the worksheet putting $3,400 each month? I had employer contribution only. Did not have a high deductible

[BMcCalpin · Accepted solution]

Did you have an HSA? If so, your employer thinks that you are covered by an HDHP (High Deductible Health Plan), probably one that they enrolled you in.

The $3,400 is the annual HSA contribution limit for 2017 for someone covered by a Self-only HDHP plan.

There is a table on the 8889 that lists $3,400 for each month; this is part of the calculation for the annual contribution limit, especially if you were not in the HDHP all year. The calculation is to add all the $3,400 for each month that you were in the HDHP, then divide by 12.

[Edited 3/19/2020 4:13 pm CDT - clarified post]