Mortgage Loan Interest

My partner purchased our home before I moved in in 2019. In 2023, I paid the entire mortgage. The payment was directly deducted from my bank account to the loan servicer each month through Auto-Pay. Can I write off the mortgage interest if my name isn't on the title or loan but I am responsible for the property mortgage and bills?

posted

Per IRS: To deduct taxes or interest on Schedule A (Form 1040), Itemized Deductions, you generally must be legally obligated to pay the expense and must have paid the expense during the year.

irs.gov

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